Bloomfield Hills (Mich.) Country Club, Birmingham (Mich.) Country Club and Pine Trace Golf Club in Rochester Hills, Mich., filed insurance claims after suffering damage from bad winter weather from December 2013 through April 2014, which the insurance company denied. In a civil judgement, the insurance company was ordered to pay more than $500,000 total to the clubs, but the sums are a fraction of what each facility requested for compensation.
An insurance company will have to pay more than a total of $500,000 to three Oakland County golf courses, a fraction of what each golf course requested for compensation, after a federal jury agreed it should cover ice damage to the clubs’ putting greens, The Detroit News reported.
In a civil judgment filed Monday in the Eastern District of Michigan, a jury ruled that Bloomfield Hills (Mich.) Country Club, Birmingham (Mich.) Country Club and Pine Trace Golf Club in Rochester Hills, Mich., should be compensated by their insurance provider. The clubs filed insurance claims after suffering damage from bad winter weather from December 2013 through April 2014, according to a complaint filed in April 2016. The weight of snow, ice or sleet on the greens at each golf course caused damage or killed the grass, the News reported.
Attorneys for the clubs said the loss or damage of greens due to the weight of snow, ice or sleet was covered property under their respective insurance policies. However, the insurance company denied the claims, contending the loss resulted from excluded causes, the News reported.
Citing that the insurance companies were in breach of contract, the clubs took the case to federal court. In the meantime, the golf clubs “repaired and/or replaced their greens at their own expense, and they also suffered a loss of business income,” the News reported.
The judgment ordered Travelers Property Casualty Co. to pay $309,783 to Bloomfield Hills Country Club, $177,676 to Birmingham Country Club and $104,421 to Pine Trace Golf Club. It is a fraction of what each golf course requested for compensation, which included the loss of golf cart, and food and beverage revenue, the News reported.